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Will WhatsApp's payments feature help with transactions and blow up the world?

Time:2023-04-08 14:04:40  Source:www.crownsoft007.com

As we all know, social software has been an indispensable tool for overseas traders to promote and develop clients.

With the continuous development of science and technology, social software has emerged one after another.

In China, Tencent is the "big brother" in social networking, using QQ before and now wechat. Wechat currently has 1.4 billion users, but with that many users, wechat could hold on to third place. The number one social software in the world is WhatsApp, which is owned by Facebook.

whatsapp filters

Foreign traders are increasingly chatting on WhatsApp to conduct transactions, check inventory, track logistics information and receive arrival notifications. How popular is WhatsApp? It has more than 1.5 billion users worldwide and is available in more than 200 countries. This is a truly "world class" chat app. Wechat also has 1.4 billion users, more than half of them within China. The best thing about WhatsApp is its simple interface and ease of use. To register, simply enter your mobile number and accept a confirmation message.

WhatsApp  filter will also automatically add contacts to your phone. It's worth noting that WhatsApp was earlier than wechat. WhatsApp was born in 2009. The founder was Jan Koum. The ability to select "Meeting" in the address book, or select other status alerts, was not initially replaced by users. What inspired him was Apple's new message notification feature in iOS 3, which gave him the idea of being able to send messages anywhere, anytime, and now WhatsApp.

Brasilia (Reuters) - Brazil's central bank will approve payment systems including Facebook-owned WhatsApp chat service, central bank official Joao Manoel Pinho de Mello said. Allow users to send and receive payments via chat, subject to compliance. In Brazil, the chat payment feature was implemented using Facebook Pay.

whatsapp filter

Since then, in Zuckerberg's own words, WhatsApp users in Brazil have used WhatsApp to do the same thing as transferring photos on WhatsApp. So we are sending money to each other. Brazil has a population of 210 million and 120 million monthly active WhatsApp users, suggesting a very high penetration rate. For now, the service is aimed at sending money between individual users in Brazil, and it's free. A 3.99% fee is charged for business accounts.

Users who want to use WhatsApp for their first payment need to link a credit or debit card with WhatsApp from Brazil's three biggest banks, Banco do Brasil, Nubank and Sicredi. After the binding is successful, the user can easily complete the transfer business using a six-digit mobile phone password or fingerprint. Setup and use process and domestic wechat exactly the same, simple and direct.

People can choose whatever channels and projects they like, as long as they follow the rules, "Pinho de Mello said in a speech at an online event held by Genial Investimentos, an online financial advisory platform in Brazil. Brazil's central bank announced last month that it would shut down WhatsApp's new payment service, citing data protection and competition laws.

whatsapp filter

Facebook has repeatedly stated that its payment service in India will launch soon. I think they really thought the Reserve Bank of India (RBI) would allow deployment soon. In fact, the Libra event in 2019 will only backfire on Whatsapp Pay's entry into India.

In early February 2020, the Reserve Bank of India's National Payments Corporation of India (NPCI) finally gave Whatsapp its long-awaited approval. Approval is in the form of a no objection letter (NOC). Soon, however, there was local opposition to Whatsapp in the market, with Facebook and RBI remaining silent.

Look at the way Mr Bezos was treated in India last month and you can probably see why.

India is Whatsapp's largest market, with more than 400 million active users. In addition, Whatsapp Pay can be linked to cards and deductions and payments can be made through UPI.


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